Staying informed is one of the best advantages you can have in the Alabama Gulf Coast real estate market. This page pulls live economic data every week — mortgage rates, Treasury yields, and local employment figures — so you always have a current picture of what’s driving the market in Baldwin and Mobile County.
Current Market Data
Mortgage Rates
| Loan Type | Rate | As Of |
|---|---|---|
| 30-Year Fixed Weekly avg | 6.52% | 6/11/2026 |
| 15-Year Fixed Weekly avg | 5.84% | 6/11/2026 |
| 30-Year Conforming Daily | 6.53% | 2026-06-11 |
| 30-Year VA Daily | 6.07% | 2026-06-11 |
Source: Freddie Mac PMMS (weekly avg) · Optimal Blue OBMMI via FRED (daily conforming & VA)
National weekly average. Not a quote or guarantee. Contact a licensed lender for your rate.
10-Year Treasury Yield
4.19%
The 10-year Treasury yield is a key benchmark that influences long-term mortgage rates. When it rises, mortgage rates tend to follow.
Source: U.S. Department of the Treasury
Alabama Unemployment Rate
2.8%
A healthy local job market supports buyer confidence and housing demand across Baldwin and Mobile County.
Source: U.S. Bureau of Labor Statistics
FHA Loan Limits (2025)
| County | Single-Family Limit |
|---|---|
| Baldwin County | $524,225 |
| Mobile County | $524,225 |
Source: U.S. Department of Housing and Urban Development
VA Loan Limit
No loan limit for Veterans with full entitlement — Veterans with full entitlement can purchase a home in Baldwin or Mobile County with no maximum loan amount and no down payment requirement.
Source: U.S. Department of Veterans Affairs
Market data last updated: 2026-06-12 · Mortgage rates updated daily (Mon–Fri); other data updated weekly.
Monthly MLS Snapshot
MLS data updated manually each month. Last updated: —
| Baldwin County | Mobile County | |
|---|---|---|
| Median Sold Price | — | — |
| Median Days on Market | — | — |
| Active Listings | — | — |
| Closed Sales | — | — |
Source: Baldwin County and Mobile County MLS. Data reflects the prior calendar month.
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Milton Christ, REALTOR® | AL License #172097 | Keller Williams Alabama Gulf Coast
Market data is provided for informational purposes only and does not constitute financial, investment, or legal advice. Mortgage rates shown are national weekly averages sourced from Freddie Mac PMMS and do not represent a quote or guarantee. Contact a licensed lender for rates applicable to your specific situation. MLS data reflects reported transactions and may not capture all market activity.
